MzNotaryMN's Role in a Reverse Mortgage

MzNotaryMN's role during your reverse mortgage closing is to

Verify your identity—you’ll present a valid ID, such as a driver’s license or passport. In some cases, you may be asked to take a short oath confirming that you are who you say you are and that you understand the documents you are signing.
Ensure willingness—MzNotaryMN makes sure you are signing freely, without stress, intimidation, or pressure from anyone else. Your comfort and consent are my priority.
Remain impartial—MzNotaryMN does not give legal or financial advice. MzNotaryMN's role is to witness, verify, and notarize—never to influence your decision. Any attempt to coerce a signer is illegal under federal law.
Complete the notarization—Once all required signatures are in place, I apply my official notary seal and license information. This step makes your reverse mortgage documents legally valid and accepted at both the state and federal levels.

⚠️ Without notarization, your reverse mortgage paperwork cannot move forward. Having MzNotaryMN as your trusted reverse mortgage signing agent ensures the process is compliant, professional, and stress-free.

Understanding the Basics of a Reverse Mortgage in Minnesota.

Are you or someone you know considering a reverse mortgage?

Reverse mortgages might be attractive options for seniors with limited incomes and financial uncertainty. However, these types of loans are complicated financial products that often have significant costs and risks that need to be considered.

The Minnesota Department of Commerce urges homeowners to carefully review their options and learn about the costs and risks involved with a reverse mortgage before making a decision.

Learn More

Reverse Mortgage Application & Closing Process

"Think of the reverse mortgage process as two big steps. The first step, the **application**, is like raising your hand and saying, "Yes, I want to move forward." The second step, the **closing**, is when you actually sign all the final loan papers. You need both—the application gets the process started, and the closing makes it official. By allowing MzNotaryMN to assist you with both steps, it helps keep the paperwork accurate, reduces stress, and ensures nothing gets rejected or delayed.” ~ MzNotaryMN

Reverse Mortgage Application & Closing Process

What to Expect...

A reverse mortgage has two big signing steps: the **application** (to get started) and the **closing** (to finalize the loan). Each appointment has its own purpose, time, and cost. Here’s what you can expect, explained in simple steps.

Reverse Mortgage Application Assistance

Reverse Mortgage Application Signing This is the **first step** in the process. It tells your lender you want to move forward and gives them permission to start your loan file.

MzNotaryMN provides:

Pre-Signing Document Review
Guidance Through the Process
Convenient Mobile Service

Easy Steps:

1. We set up an appointment at your home or a location you prefer.

2. MzNotaryMN brings the application packet to you (50–100 pages).

3. We review each form together—I explain the purpose of the documents.

4. You sign the necessary pages; I notarize where required.

5. I check everything is complete and deliver it back to the lender.

Time: About 45–90 minutes

Price: (separate service) or included in Bundle

Single: $175

Couple: $275

MzNotaryMN does not provide legal or financial advice; my role is to assist in ensuring all forms are properly signed and notarized as required.

Reverse Mortgage Closing

This is the **final step** once your loan is approved. It makes your reverse mortgage official.

MzNotaryMN will:

Guide You Through the Signing Process
Verify Identification
Notarize Required Documents
Ensure Completion

Easy Steps:

1. We schedule your closing day, usually at your home. Family is welcome.

2. I bring the closing package (150–200+ pages).

3. We review and sign the important documents, like the note, deed of trust, closing disclosures, and counseling certificate.

4. I notarize the key legal pages.

5. We take breaks as needed; you are never rushed.

6. I double-check every page and deliver the completed package securely.

Time: About 90–120 minutes

Price: (separate service) or included in Bundle

Single: $249

Couple: $349

Value Bundle: Application + Closing

If you’d like both services handled by MzNotaryMN, I offer a flat bundle price. This saves you $50-$75 compared to paying separately.

Single Borrower: $375
Couple: $549

Why Do I Need Both Appointments?

Think of the Application as saying, ‘Yes, I want to move forward,’ and the closing as, ‘Now it’s official.’

The "application" allows your lender to begin processing your loan (ordering appraisals, verifying eligibility, etc.).
The "closing" is when you actually sign your final loan papers that make your reverse mortgage complete.

FAQs

**Q: Do I have to understand every page?**

A: No. Your lender explains the loan details. I make sure your signatures and notarizations are correct so nothing gets rejected.

**Q: Can my family sit in during the signing?**

A: Absolutely. Family support is welcome.

**Q: What if I get tired or overwhelmed?**

A: We can take breaks anytime. You are never rushed.

**Q: Do I need to bring anything?**

A: Just a valid photo ID. I’ll take care of the rest. With MzNotaryMN, you’ll have clear guidance, patient support, and secure handling of your important reverse mortgage documents—every step of the way.

MzNotaryMN's Role in a Reverse Mortgage

Understanding the Basics of a Reverse Mortgage in Minnesota.

Reverse Mortgage Application & Closing Process

Reverse Mortgage Application & Closing Process

What to Expect...

Reverse Mortgage Application Assistance

Reverse Mortgage Closing

Value Bundle: Application + Closing

FAQs

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